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Cash App, along with other peer to peer funds transferring apps, is an extremely popular, convenient, but unregulated way to manage money. Many people use it as a relatively “frictionless” method to pay for goods and services when those services do not take traditional credit cards or debit cards and when cash is not an option. Cash App was created initially as Square Cash by the Square Corporation, now known as Block Incorporated. It claims something around 51 million monthly transaction active users, making it one of the largest ways to send and receive money by peer to peer cash money transferring apps. Each user creates a $cashtag, which is like the address to which you send and receive money. The cashtag acts like a bank account number. You open an account by providing a phone number and may link your bank account, credit card, or some other funding source.

However, there have been a number of problems reported by users of cash app. The first, and easiest to explain, are run of the mill data breaches. As with any web-based application, you have to trust the security of the application, the software that underlays the application, and the integrity of the employees of the company that runs the service. In Block’s case, a former employee with access to customer information in December of 2021 downloaded the personal information of 8.2 million former and current customers of Cash App. This made possible identity theft and other scams.

There has been a great deal of fraud that is perpetrated through Cash App. Things like scammers calling and impersonating Cash App customer service requesting the pin of the user. This gave those scammers access to the Cash App account of individuals such that they could clear out both the Cash App balance, but also the underlying linked bank accounts. Scammers have also been able to use the lack of compliance standards of Cash App to create misleading user names and cash tags. User names like Donald Trump, Jack Dorsey (founder of Block Incorporated), and Elon Musk proliferate on the platform. Their corresponding cash tags are suggestive that they are tied to each of these individuals. Scammers use these cash tags and user names in order to gull unsuspecting users into believing that they are going to receive money from these famous individuals. In the alternative, scammers can use these famous names and cash tags in order to solicit donations for political campaigns and things of that nature that do not exist. Because Cash App does not have buyer insurance, if you spend money through the platform for goods and services that are not then provided, there is no good way for you to recover your money. Cash App’s willingness to refund money stolen through fraud and by other means has been spotty at best. This has led to Class Action Lawsuits in the past. Further scamming is made all the easier by Cash App’s policy of banning only accounts and not individuals. Scammers, when they are caught, can simply switch accounts.

Recently the federal judge overseeing the multi-district litigation involving claims by over 16,000 women that Johnson & Johnson’s talc based Baby Powder causes cancer ruled that the claimant’s experts were qualified and could testify in upcoming trials against Johnson & Johnson.  That was great news.  Then two weeks ago Johnson & Johnson announced it would stop selling its talc based Baby Powder.  Once again more great news, but Johnson & Johnson still won’t admit that it’s talc based Baby Powder causes cancer.

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     The Greenville Health System in Greenville, SC has reported three deaths and a total of fifteen people infected with an infection to which surgical patients were exposed.  GHS says the infections are caused by an atypical mycobacterium.  The hospital along with the Center for Disease Control and Prevention and the South Carolina Department of Health and Environmental Control are working to identify the source of the infection, however they believe it is related to a piece of equipment which has been removed from use.

     The hospital has said that this infection is not contagious to others, but there could be more undiscovered cases.  In its statement GHS said, “Because of the organism’s long incubation period of as much as 60 days, some of the GHS patients did not show signs of infection until months after their surgeries.  The first-recognized patient tested positive in March 2014.  Patients who tested positive are being notified.”

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Under South Carolina law each car must have $25,000 in liability insurance coverage.  Liability coverage only protects other drivers from your negligence.  You cannot collect liability coverage on your car for injuries you receive.  If you own a home or have other assets you should talk with your agent and consider raising your liability limits, because if you cause injuries to someone else and do not have enough liability coverage to compensate them for their injuries, your home and other assets could be at risk.

In South Carolina, every car must also have uninsured motorist coverage in the amount of $25,000.  If an uninsured motorist hits you, you will be covered with up to $25,000 in insurance.  You should consider raising the limits of that coverage.

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In February GM issued a massive recall of more than 2.6 million cars on models where it was suspected that faulty ignition switches were automatically turning off and preventing airbags from deploying.  GM has known of the problem for over a decade and failed to take action until after 13 deaths occurred.  In 2005 a Maryland woman died when her 2005 Chevrolet Cobalt crashed into a tree after an ignition switch shut down her car’s electrical system and the airbags failed to deploy.  In 2012, GM identified four crashes and four corresponding fatlities (all involving 2004 Saturn Ions) along with six other injuries from four other crashes attributable to the defect.  Congress is now investigating the long delay and silence by GM regarding the defect.  iF YOU OR A FAMILY MEMBER BELIEVE YOU HAVE SUFFERED INJURIES IN A GM PRODUCT DUE TO A FAULTY IGNITION SWITCH OR AIRBAG FAILURE, WE CAN HELP.  CALL PATRICK E. KNIE LAW OFFICES FOR A FREE CONSULTATION AT 1-866-665-4995.

After coming under increasing criticism and pressure GM finally folded under intense pressure and recalled 1.6 million vehicles for a defect in the ignition switch which caused vehicles to shut down while being driven.  The recall included six models – all from between 2003 and 2007 model years – including the 2005 – 2007 Chevrolet Cobalts and Pontiac G5s; 2003-2007 Saturn Ions; 2006-2007 Chevrolet HHRs, and 2006-2007 Pontiac Solstice and 2007 Saturn Sky models.  Thirteen deaths have been linked to the ignition switch defect.  Congress is now investigating whether GM concealed its knowledge on the defect.  U.S. Rep. Henry Waxman was quoted as saying “the committee will examine whether GM knowingly allowed faulty and dangerous cars to remain on the road.”  The Justice Department is also investigating whether GM broke any laws with its slow response to the problem.  IF YOU BELIEVE YOU OR A LOVED YOU HAS SUFFERED HARM FROM A DEFECTIVE GM IGNITION SWITCH, WE CAN HELP.  CALL PATRICK E. KNIE LAW OFFICES AT 1-866-665-4995 FOR A FREE CONSULTATION.

A federal law gives protection to those employees of hospitals, doctor’s offices and others who blow the whistle on those who are defrauding Medicare and Medicaid.  While other private citizens can also blow the whistle, over 70% of all claims come from employees within the healthcare system.  $35 billion has been recovered since 1987 when the law was toughened.  The “False Claims Act” makes it unlawful to “knowing present or cause to be presented a false claim for payment or approval.”  The False Claims Act (FCA) allows private individuals to bring actions to expose these offenders and, if successful the whistleblower can receive !5-30% of any amount recovered.  Whistleblowers have received as much as several million dollars for helping to disclose dishonest healthcare providers.  If a whisltle blower is retaliated against by an employer, the whistleblower can receive, in addition to his or her award, double damages plus attorney fees.  IF YOU HAVE KNOWLEDGE THAT A HOSPITAL, DOCTOR, PHARMACEUTICAL COMPANY OR MEDICAL DEVISE COMPANY IS OVERCHARGING, CONTACT PATRICK E. KNIE LAW OFFICES AT 1-866-665-4995 AND LET US HELP.

Merck may pay $100 million to settle thousands of lawsuits over the safety of its NuvaRing contraceptive as long as enough women agree to participate.  The settlement may resolve as many as 3,800 cases in federal and state courts.  The lawsuits alleged that Merck knew while selling the product that it posed a higher risk risk of heart-attacking blood clots than competing products.  A New Jersey judge gave preliminary approval of the settlement, subject to 95% of the plaintiffs participating in the settlement.  If you beleive you have been injured by a drug or medical device, we can help.  Call1-866-665-4995 for a free consultation.

According to the Occupational Safety and Health Administration (OSHA), amputations are some of the most serious and debilatating workplace injuries.  Amputations happen most often when workers operate unguarded or inadequately safeguarded mechanical power presses, power press brakes, powered and non-powered conveyors, printing presses, roll-forming and roll bending machines, food slicers, meat grinders, meat cutting band saws, drill presses, and milling machines as well as shears, grinders,, and slitters.  If you have been injured on the job or suffered a job related amputation we can help.  Call the Law Offices of Patrick E. Knie toll free at 1-866-665-4995 for a FREE CONSULTATION.

Tire defects are a major cause of motor vehicle accidents in the United States.  While retreads are often viewed as a large problem, many of the pieces of tire we see along our roadways come from tires which have not been retreaded.  Many “new” tires contain defects which are potential hazards to the driving public.  Drivers should inspect their tires frequently for developing problems.  Tire failure, particularly at high speeds can be life threatening the occupants of the vehicle with the defective tire and to other vehicles in close proximity.  In addition to tire defects, tires in poor condition can cause life threatening cosequences as well.  Large truck tires, because of their size, are very dangerous.  Many trucking companies chose to use retreaded tires with the result that large portions of the retreads become delamenated either striking another vehicle or causing the nearby vehicles to take evasive action to avoid colliding with the tire.  The National Highway Transportation Safety Agency (NHTSA) has a website designed for consumer to report tire defects, check for complaints about specific tires, check for recalls, and check ongoing investigations at www.safercar.gov.  IF YOU HAVE BEEN INJURED BY A DEFECTIVE TIRE THE LAW OFFICES OF PATRICK E. KNIE CAN HELP.  CALL 1-866-665-4995 TOLL FREE OR EMAILING US AT pknie@knielaw.com  FOR A FREE CONSULTATION.